Hello, hello, hello! I am SO EXCITED to bring the first edition of our newsletter to the BiggerPockets Money audience. Each week in this newsletter, we'll cover strategies to speed up your journey to FIRE (Financial Independence Retire Early). Whether it’s tackling debt, increasing your savings, or investing smarter, I've got you covered.
This week, we'll to jump into: |
- 🚀 Retirement Accounts in 2025: All the updates so you can make sure to take advantage of new catch-up limits.
- 💡 How to Escape the Middle-Class Trap: Scott Trench and I break down practical ways to avoid or escape this cycle—no one-size-fits-all solutions here.
- 🌅 What Happens After Early Retirement? We chat with two guests about life after retiring in their 40s—including downsizing, safe withdrawal rates, and health insurance.
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—Mindy Jensen, host of the BiggerPockets Money podcast
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Good news—planning for retirement just got a boost! Here’s what’s new this year: |
- đź’Ľ 401(k) Contributions: Limits increased by $500 to $23,500.
- If you're 50 or older, you can contribute an additional $7,500 in catch-up contributions.
- Ages 60-63 Bonus: Thanks to SECURE 2.0, those aged 60-63 can make a $11,250 catch-up contribution—a significant bump!
- 🏦 IRA Contributions: Limits remain at $7,000.
- If you're 50 or older, you can add an extra $1,000.
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Max out these opportunities to grow your retirement savings this year! Learn more here. |
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Buying a house, maxing out your 401(k), and investing in real estate can build wealth—but could they also delay early retirement? Discover how to escape the 'middle-class trap' and accelerate your journey to FI!
Watch the episode now
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Many investors are surprised (and even relieved) to learn that they can buy real estate with their retirement account.
In the current economic climate, it’s important to think beyond the traditional portfolio of stocks and bonds and invest in alternative assets like real estate, which can generate passive income.
In a Self-Directed IRA, you can purchase real estate and rental property with the benefit of tax-free or tax-deferred growth.
Learn how easy it is to invest in real estate with your Self-Directed IRA today! |
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As you know, I love sharing my financial journey with you all! If you aren't familiar with how Carl and I achieved FI, you can read all about it on our blog, 1500 Days to Freedom. Or there's the time I tracked my budget for all of BiggerPockets to follow along in 2022.
Well, I'm back with more exciting news. Carl and I bought a house in June 2022 in a neighborhood we love. However, the layout doesn’t work for our family—it’s essentially one massive open room surrounded by bedrooms (an acoustical nightmare). On top of that, the back of the house blocks what should be a stunning golf course view.
After listing it as a medium-term rental through January 2025 and rethinking our financial approach after a conversation with Ramit Sethi, we’ve decided to rebuild it with the right layout, a big kitchen, and an outdoor space.
We’ll be documenting the entire process, including the numbers, in this newsletter—so stay tuned for updates! |
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Ever wondered what happens when you set your sights on early retirement in your 50s? This article takes a deep dive into one individual’s path to financial independence, with a 3-year update on their progress. Check out how they’ve navigated the highs and lows and what they’ve learned along the way. Read the full story here. |
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Ready to make the most of your financial freedom? Carl and I sit down with Darren and Jolene, who achieved FI in their 40s and are now navigating life after early retirement. From their withdrawal rate to downsizing their lifestyle and tackling health insurance, they’re figuring it all out—and sharing their journey with us. |
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| Learn at Harvard to become a better real estate investor this April. Gain access to cutting-edge data analytics to craft your multifamily investment strategy for 2025 and beyond. |
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What topics would you like covered next? |
Just reply to this email so we can tailor this newsletter to your interests! |
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