Hello, Hello, Hello and Welcome to the BiggerPockets Money Newsletter!!!

I am SO EXCITED to bring this newsletter to the BiggerPockets Money audience. Each week in this newsletter, we'll cover strategies to speed up your journey to FIRE (Financial Independence Retire Early). Whether it’s tackling debt, increasing your savings, or investing smarter, I've got you covered. 

This week, we'll to jump into:

—Mindy Jensen, host of the BiggerPockets Money podcast

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The Best Tools to Calculate Your FI Number

Think early retirement is out of reach? The right formula can get you there faster than you think! We’re breaking down resources on how to calculate your FI number, optimize your savings, and retire years ahead of schedule.

Invest in our Class A New Build Rental Syndication in Memphis

We’re raising capital from accredited investors to acquire 20 Class A new-build rental properties in top Memphis school districts. With in-house property management and 2,400+ single-family homes under management, we have the expertise to maximize returns.

Don't miss this opportunity to invest in high-quality rental properties with a proven team in Memphis Investment Properties. 

🚀 Unlocking Your Retirement Funds Early—Without the Massive Tax Bill

Many high-earning professionals find themselves stuck in the Middle-Class Trap—they've followed all the traditional financial advice, maxed out their 401(k)s, and built a solid nest egg, only to realize most of their wealth is locked away until age 59½. Attempting to access these funds early can trigger massive taxes and penalties, potentially costing hundreds of thousands.

The good news? There are smart strategies to access retirement funds early without a crushing tax bill. The 72(t) rule allows penalty-free withdrawals through structured payments, while a Roth Conversion Ladder lets you gradually move funds into a Roth IRA for tax-free access after five years. Even an HSA can serve as a powerful tool for covering medical costs tax-free.

The key is planning ahead—don’t make knee-jerk decisions. Educate yourself, talk to a CPA, and make strategic moves so you’re not just trading a nest egg for a massive tax bill. Early retirement is possible—with the right approach.

🔥 Can You Still Retire on the 4% Rule?

Market shifts have some questioning this FIRE staple. We’re diving into how our guest actually retired on the 4% rule and why you shouldn't count it out.

▶️ Catch the full episode here!

Are You Doing FI All Wrong?

If you've been turned off by traditional FIRE movement advice, this is your wake-up call to what's possible with the new wave of FI strategies.

🚀 Watch the full episode here

Real-life case studies, financial strategies, or market news? Reply to this email to let us know!