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👋 Hey, Olivia! 

From climbing delinquency rates to China potentially dumping U.S. mortgage bonds, this week is packed with market-moving developments. We’re breaking down how one struggling property sector is fueling crash concerns, why China’s next move could send mortgage rates even higher, and how investors are buying new-build rentals with as little as 5% down—sometimes even walking away from the closing table with cash in hand.

In this issue:

📈 Spiking Delinquencies – Delinquencies for these properties have surpassed 2008 levels

💣 China’s Mortgage Threat – How a bold move in the trade war could send mortgage rates soaring

🏗️ Scale With Low Money Down – The financing strategy that’s helping investors buy more with less

By Andrew Syrios

Delinquency rates for these properties are climbing again, prompting fears of another real estate-driven crash. But while one segment of the market is clearly under pressure, others remain stable. Still, if rates stay high or a recession takes hold, investors could feel the pinch.

With Dave Meyer, Kathy Fettke, James Dainard, and Henry Washington

As the trade war escalates, China is flashing what some call the “nuclear option”. If they follow through, it could push mortgage rates even higher and send investors scrambling.

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These Two Investors Make $5K/Month in Cash Flow From Just Three Properties

With Ashley Kehr and Tony Robinson

In just five years, they've grown a portfolio that now brings in $65K in annual cash flow, all by focusing on a smart play that balances scale and cash yield. And it started with one move.

By Garrett Brown

What if you could scale your rental portfolio without draining your savings? By combining builder incentives with low-down portfolio loans, some investors are picking up new construction properties with as little as 5% down—or even walking away from closing with cash.

🏡 Why ADUs are the smartest rental investment in today’s booming housing market

🔨 Home renovation Q&A with Dave Meyer

🇨🇳 How China could devastate the American mortgage market

Together with Kiavi

Wondering how much cash you’ll need for your next deal? Kiavi’s new calculator offers fast financing estimates tailored to your property. Just enter a few project details and generate after repair value (ARV), cash to close and real-time comps.