Hello, hello, hello! Welcome to the BiggerPockets Money Newsletter!
This week, we'll jump into: |
—Mindy Jensen, host of the BiggerPockets Money podcast
P.S. Need quick answers on how to invest extra cash or balance your budget? The brand-new BiggerPockets iOS app puts our forums right in your pocket. Tap into community wisdom whenever inspiration (or confusion) strikes! →Download the BP iOS App
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📊 How Your State's Income Threshold Could Be Your FIRE Breakthrough |
Ever wondered what it truly takes to be middle class in the U.S.? Spoiler alert: It's not the same in Mississippi as it is in Massachusetts.
What if understanding your state's middle-class income could be the strategic lever that propels you toward financial independence faster?
An NBC News analysis just decoded the exact salary you need to be considered middle class in every U.S. state—and this isn't just trivia.
This data can help you: |
- Optimize your geographic arbitrage strategy
- Benchmark your current income against FIRE milestones
- Identify potential relocation opportunities that accelerate your financial independence
- Understand how cost of living impacts your FIRE timeline
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When Markets Fluctuate, Here's How to Stay Calm and Invested |
Market Roller Coaster Got You Stressed? JL Collins Has the Perfect Antidote
The financial markets are performing their usual high-wire act—plummeting one moment, soaring the next, leaving investors dizzy and uncertain. Before you hit the panic button or consider making rash investment decisions, pause and take a deep breath.
JL Collins, the legendary financial guru and author of The Simple Path to Wealth, has crafted the ultimate investor's survival guide: a meditation specifically designed for market turbulence. This isn't just another dry financial article—it's a psychological lifeline for anyone feeling overwhelmed by market volatility.
In his brilliantly candid piece, Collins provides a mental framework for staying cool when your investment portfolio feels like it's riding a mechanical bull. You'll learn how to: |
- Separate emotional reactions from rational investment strategy
- Understand market drops as normal, not catastrophic
- Develop an ironclad mindset that turns market panic into opportunity
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| If you’re a landlord who doesn’t like free money, this isn’t for you. But if you're into high-yield savings, waived fees, and premium tools—read on.
BiggerPockets Pro members now get exclusive perks with Baselane (a banking platform actually built for real estate investors). We're talking: |
- 3.35% APY across all balances*
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It’s like having your cake and writing it off too.
Already Pro? Head to your dashboard to activate perks. Not Pro yet? Get $100 When You Fund Your New Baselane Account! |
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Why I’m BUYING Stocks Despite Recession Risk |
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ChatGPT Creates Almost Scott Trench-Identical Portfolio |
BP Money Facebook group member Daniel Mills shared:
Scott Trench's question about diversification and some comments people made about Risk Parity Portfolios made me think about how I might use that model to rebalance my portfolio.
I asked ChatGPT for help by first loading my current asset allocations for my portfolio. I then asked for recommendations to adjust my portfolio and make an example portfolio based on $2 million assets. This is what it produced: |
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| AI is Changing Real Estate—Are You Ready? Join industry leaders, VCs, and Baselane’s CTO to uncover: |
- The next big shift in automation
- Where VCs are betting big on AI
- How investors are maximizing returns with tech
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